Game Overview

Insurance Baccarat Live​ by ​Evolution Gaming​ is an ​innovative live casino game​ that combines ​classic baccarat rules with a unique insurance feature​ for added player protection. Featuring ​dual commission modes, multiple side bets, and a 97.30% RTP, this game delivers ​strategic depth​ in a ​professional studio environment.

Game Features

1. Insurance Protection

  • Applies when:
    • Your chosen side (Player/Banker) ​leads after initial two cards
    • Additional cards are drawn
    • Your side subsequently loses
  • Result: ​Full stake returned​ (insurance fee kept)
  • Cost: ​10% fee on all main bets​ (automatically applied)

2. Dual Commission Modes

  • Commission Mode:
    • Banker pays 0.95:1​ (standard 5% commission)
  • No Commission Mode:
    • Banker pays 1:1​ ​except on 6-point wins​ (pays 0.5:1)
    • Super 6 side bet available​ (15:1 payout)

3. Side Bet Variety

  • Perfect Pair: ​25:1​ (single) / ​200:1​ (both hands)
  • Player/Banker Pair: ​11:1​ (standard) / ​11-15:1​ (Red Envelope)
  • Bonus Bets: ​Payouts based on margin of victory​ (1:1 to 30:1)

4. Live Studio Experience

  • Professional dealers​ in ​elegant studio setting
  • Real-time card dealing​ with ​multiple camera angles
  • Interactive table interface​ with ​easy mode switching

Why Play Insurance Baccarat Live?​

🛡️ ​Insurance Safety Net​ – ​Protection against bad beats

⚡ ​Dual Mode Flexibility​ – ​Switch between commission structures

🎯 ​97.30% RTP​ – ​Competitive player return on main bets

💰 ​Side Bet Variety​ – ​Multiple ways to win beyond main bets

📱 ​HD Streaming​ – ​Immersive experience on all devices

Perfect for players who enjoy:

  • Classic baccarat with added strategic depth
  • Risk management features
  • Fast-paced live dealer action
  • Side bet opportunities

Available on Desktop & Mobile​ – Will you ​insure your bets and play with confidence?​​ 🎲🛡️💰

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